Turn Your Mortgage Into Cash Back!
Get Up to
$15,000 Back on Your Mortgage!
With Elite Partner Program, qualified borrowers receive a 2% credit loan amount
applied at closing!
Let’s Be Real… Buying a Home is Expensive. So Why Not Get Something Back?
By the time you pay closing costs, moving expenses, and start fixing things up, your savings can disappear fast. It often feels like the bank takes everything while you’re left stretched thin. That’s why we built something different.
Elite Partner Program
At UDL Mortgage, we’re the only company that offers the Elite Partner Program. It gives you 2% of your loan amount back at closing! Real money back in your pocket, right when you need it most. Buying a home shouldn’t drain you. It should set you up for success.
Does this sound like you?
Worried about high closing costs?
Afraid your savings won’t be enough?
Feel like the bank always wins?
If so, just know I’ve been there and you’re not alone…
How the Elite Partner Program Works
Qualified borrowers receive a credit equal to 2% of their loan value.
Find Out If You Qualify for Up to $15,000 Back
See if you're eligible for the Elite Partner Program. Qualified buyers receive 2% of their loan amount as a credit at closing.
Why Choose EPP?
Guaranteed 2% Credit
Every qualified borrower receives a 2% loan amount credit applied directly at closing, giving you thousands in savings from day one.
No Extra Fees
EPP doesn’t add costs or hidden charges. It’s a built-in benefit designed to put money back in your pocket.
Flexible Use
Apply your savings toward closing costs, home repairs, or even to keep extra cash in your budget. The choice is yours.
Trusted Lenders
Available only through licensed, approved mortgage partners! So you can save with confidence.
Who Is This Perfect For
First-time Homebuyers
Growing Families
Refinancers
Veterans & Retirees
Investors
Real Success Stories, Real Results
See how the Elite Partner Program has helped families save thousands at closing.
“Clear to Close a week and a half ahead of schedule.”
"I recently referred a buyer of mine to UDL. My client was extremely happy with the process. Mariah did a great job of keeping them informed all the way through the transaction. They got a great interest rate and were Clear to Close a week and a half ahead of schedule."
“She made the experience extremely smooth from start to finish.”
"I recently purchased a home using Shane Vanderleelie as my realtor, and the lending company was UDL. I had the pleasure of working with Mariah Lee throughout the loan process. She made the experience extremely smooth from start to finish and always handled any of my questions or concerns in a timely manner. I highly recommend both of them for anyone in the market to purchase a home."
“My $9,000 in credits covered moving costs and furniture.”
"As a first-time buyer, every dollar mattered... thanks to EPP, I received $9,000 in credits. That covered my moving costs, helped me furnish my new place, and even gave me a cushion in my savings account."
Hi, I’m
Mariah Lee
Mortgage Loan Officer | United Direct Lending
With over 20 years of experience, I’ve built my business on trust, referrals, and real relationships, not transactions. My mission is to guide clients through every stage of homeownership with expertise, care, and advocacy.
Dedicated to serving first-time buyers, seasoned investors, and veterans, with VA loans as my specialty and passion.
Known in the Florida mortgage space for blending deep industry knowledge with genuine heart.
Frequently Asked Questions
UDL Mortgage is an extension of United Direct Lending... Our flagship offering is the Elite Partner Program (EPP) — a unique benefit that gives qualified borrowers a guaranteed 2% loan amount credit at closing... With the backing of United Direct Lending’s experience and trusted reputation, UDL Mortgage is committed to helping families save more and move forward with confidence.
Between $6,000 and $15,000, depending on your loan size.
No! EPP is provided at no additional cost.
Your savings are applied directly at closing.
Yes. EPP works for both purchases and refinance loans.
Don’t Overpay on Your Mortgage.
Get Credit Back at Closing.
With the Elite Partner Program, qualified borrowers walk away with thousands in savings. Will you?